Unzer bank transfer is our direct transfer or payment triggering service. Shoppers can use this to request a transfer conveniently during the checkout process. They do this by entering the access data for their online banking service and then authenticating themselves with a TAN. Unzer bank transfer then checks in real time whether the account has sufficient coverage. Assuming sufficient funds are available, the amount is debited directly. You receive a quick payment confirmation and can dispatch the products. As a white label solution, Unzer bank transfer can be visually matched to the design of your brand. Integration is performed easily via UI components, while those looking for a more individual solution can use a software development kit (SDK) or our REST API.
Unzer bank transfer checks the shopper's account directly during checkout to ensure that sufficient coverage is in place. Assuming there are sufficient funds in the account, the respective amount is debited and a payment confirmation is issued immediately. You can then ship out orders right away without any risk.
Unzer bank transfer fulfils all requirements of PSD2 and SCA (Strong Customer Authentication). This not only prevents payment defaults, but also lays the foundations for secure recurring payments.
Many shoppers prefer to pay by direct transfer when shopping online. With Unzer bank transfer, no third-party provider is visible here. This generates trust and prevents abandoned shopping baskets during the checkout process.