When concluding the credit card acceptance agreement, you agree to the opening of the free business account. In addition to signing the contract, we request certain information that we need for onboarding. This covers all the information we need to activate the business account.

After submission of the contract including all required documents, you will receive access to your business account within 10 days.

For providing corporate credit cards, Unzer works with Pliant OY as a regulated e-money institution. The provision of the associated accounts is done by Pliant with the involvement of partner banks.

0 €.
There are no fees for the account, cards, or transfers.

For the provision of corporate credit cards, Unzer works with Pliant OY as a regulated electronic money institution. The provision of the associated accounts is carried out by Pliant with the involvement of partner banks.Merchant funds are kept separate (safeguarding) – thus fully protected. The account is always maintained in credit; no credit risk arises.Access via biometric verification (fingerprint, Face ID) or SMS-based two-factor authentication.

Yes. The account is in EUR and has a German IBAN.

Yes. You can decide for yourself what proportion of your credit card revenues are paid out to the business account. You can choose whether 25%, 50%, 75%, or 100% of the credit card revenues are paid out to the integrated business account. Revenues made via girocard will continue to flow into your existing account.

Unfortunately not at the moment. The Unzer business account is a fully digital business account without cash services.

No. The account is automatically supplied with credit through your payment revenues.

Yes, of course.

Currently not. The account is maintained in credit.

Yes. You can invite up to 5 employees and create unlimited physical and virtual cards for employees – ready to use immediately.

Yes. You receive 0.5% cashback on eligible card transactions.

Yes. Export formats and automatic assignments are available. In addition, there are many integrations, such as DATEV & Lexware.

The credit card statement contains all transactions that were made and also indicates what percentage of the income was transferred to which account. The statements are digitally available in the Unzer dashboard at any time, accessible and analyzable.

Yes. WebDashboard, iOS, and Android are available.