Purchase on account and in instalments

Purchasing on account and in instalments: earn the trust of shoppers

Purchasing on account and in instalments are among the most in-demand payment methods in online shops. Anyone offering shoppers this option is often perceived as particularly trustworthy. At the same time, Unzer protects you as a retailer from payment defaults.

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These benefits really pay off

Attracting new shoppers

People making their first purchase often prefer to pay by invoice. This means that they do not have to enter all of their details on an unfamiliar website. It also makes visitor orders less complicated.

Increase both conversion rates and revenue

Your shoppers feel secure when paying on account. Paying in Instalments also allows shoppers to make larger and spontaneous purchases. This makes them less likely to choose another shop and also increases the value of products in the shopping basket.

Prevent payment defaults

Our intelligent risk and credit check can prevent payment defaults in advance. And thanks to payment protection, outstanding receivables are often accepted in full.

Purchase on account and in instalments without lots of red tape

Purchase on account or in instalments? Santander or Klarna? With us, you only need to make a deci-sion if you wish to. After all, we have acceptance contracts in place with the most important provid-ers. You can then accept payments from all providers without a lot of red tape.

Provider
Accepted
Currencies
Online
In-store
Accepted
Germany, Austria
Currencies
EUR
Online
In-store
Santander Purchase on account
Accepted
Germany
Currencies
EUR
Online
In-store
Accepted
Germany, Austria
Currencies
EUR
Online
In-store
Santander Instalment purchase
Accepted
Germany
Currencies
EUR
Online
In-store
Easy Credit Instalment purchase
Accepted
Germany
Currencies
EUR
Online
In-store
Unzer invoice: our secure white label solution
  • Seamless connection to your shop system
  • Individual invoices in your design
  • Visual matching of the UI components
  • Real-time checks of risks and credit ratings
  • Greater security thanks to payment protection
Unzer instalment: instalment purchases without payment defaults
  • White label solution that can be seamlessly integrated
  • No complex post ID process
  • Individually definable interest rate
  • Risk and credit check by Unzer
  • Payment protection to prevent defaults

Get everything integrated and working quickly

Integration for large enterprises

We advise you personally and individually how you can optimally integrate our solutions into your existing environment.

Integration for smaller companies

Thanks to our straightforward onboarding process, you can quickly familiarize yourself with our solutions and get started right away.

FAQs on this topic

What does "paying in instalments" mean?

Instalment purchases represent an agreement between the consumer and the provider. However, the amount due is not paid immediately as a sum total here. Instead, payment is made in at least two instalments.

What are the benefits of instalment payments?

Instalment purchases allow shoppers to buy items that can then be used immediately, although they have not yet been paid in full. This makes larger purchases possible, even if the financial resources are not yet fully in place. Retailers and online shops can use the instalment purchase option to generate shopping baskets with significantly higher value. One disadvantage of instalment purchases is that some shoppers might overestimate their own fi-nancial circumstances. However, payment defaults can be avoided by using secured instalment pur-chase processes like Unzer instalment.

What does "payment default" mean?

A payment default is when consumers fail to meet their payment obligation. Payment protection can provide retailers with greater security here.

Do you still have questions? If so, please contact our support team