Offer purchase on account and boost your sales. Both online and at the POS. Without any risk.

Optimise your conversion rate and increase your shopping basket values now with this popular payment type. Looking for satisfied customers and protection from payment defaults? Get both with Unzer invoice. Also available as a white label solution.

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Purchase on account really pays off

71% of clients consider it the safest option

Customers do not need to enter any sensitive bank details when placing an order with purchase on account.¹

35% of all sales transactions

More than a third of all sales transactions are completed with purchase on account.²

€124.23 shopping basket value

The average shopping basket value is higher than with most other payment types.³

Many benefits, yet no risk for you as a merchant

Increased conversion rate

Enjoy greater sales and avoid abandoned shopping baskets, as customers order more when the money is not debited immediately. Tip: also offer payment in instalments. Customers appreciate flexible financing, especially when it comes to more expensive products.

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Guaranteed payment

You always receive your money, no matter when or whether the customer pays the invoice amount. This is because we assume the entire payment default risk.

The easy way to keep customers loyal

Consumers trust shops that offer purchase on account. They can check what they have purchased in their own time and then make payment. This turns satisfied first-time shoppers into repeat customers.

Purchase on account – learn all about the sales driver for your business.

Integrate this option now and start selling more

Integrate purchase on account seamlessly into your checkout process as a white label solution in the familiar look and feel of your own shop.

In your online shop

Use our software developer kit (SDK) or a REST API to get this payment type up and running quickly in your shop.

At your point of sale

With Unzer, you can integrate purchase on account into both your POS system and your mobile app.

NEW: PURCHASE ON ACCOUNT AT THE POS Over 25% of eCommerce revenue is processed via purchase on account. Unzer is now also bringing this top payment type to brick and mortar retailers. Would you like to be among the first shops to offer purchase on account in-store?

  • Ideal for high-priced products
  • Increased conversion rates and shopping basket values
  • Real-time credit check
  • Faster and more customer friendly sales
  • Flexible integration via till or app

Would you like to offer purchase on account? If so, our experts on are hand to help

¹IBI Research: "Payment as a Success Factor", February 2020 ²EHI: Online Payment Survey 2020 ³EHI: Online Payment Survey 2020