With a white-label solution, you offer your customers a seamless payment experience, which significantly increases trust and conversion. Your customers perceive you as the direct contracting partner. There is no uncertainty or frustration caused by being redirected to a third party and potentially required login or registration processes. This not only improves the user experience but also enhances long-term customer loyalty.

Unzer relies on a merchant-centered approach and does not see itself as a consumer-facing brand, unlike competitors like Klarna or PayPal. With our white-label payment methods, you as a merchant retain full control over the customer journey and customer relationship. We never use your customer data for up- or cross-selling.

With Unzer, paying by invoice at the point of sale is completely digital.
As a merchant, you initiate the purchase directly at the checkout or through our app. Customers enter the required personal information on their own smartphone. The credit check is completed in seconds. The invoice is sent by email, and returns can be conveniently handled through a customer portal.

We currently offer 'Buy now, pay later' in Germany, Austria, Switzerland, and the Netherlands.

Yes, you can also offer invoice payments in the B2B sector with Unzer, where we fully protect you against payment defaults.

We are happy to work with you to find the ideal payout method for your business model. An immediate payout is also possible.

No, to complete the installment purchase, your customers only need to provide the following information: delivery address, email, date of birth, and IBAN.

Basically everything: from terms, interest rates (including interest-free) and options like early repayments or installment pauses to the customer portal, customer communication, and the dunning process. Thanks to this flexibility with Unzer, you get a solution that perfectly fits your business model and your customers' expectations – for more revenue and stronger customer loyalty.

Costs will only be incurred for you once the purchase has actually been completed and the goods have been shipped. In addition, you can have the fees refunded in the event of a return.