Card-based payment methods

Paying by card: the first choice worldwide

From Europe, through North America to Asia: card-based payment methods are popular across the globe. In fact, they have long since replaced cash in many parts in the world. Using Unzer is an easy way for you to accept all important providers. We then take care of the individual contracts.

These benefits really pay off

Most common international means of payment

Card payments allow shoppers from almost all corners of the world to buy the products they need. This is a hassle-free process that works with all currencies.

The preferred choice for impulse purchases

Pay for your products today, but only have the money debited from your account next month. Credit cards are convenient and provide the freedom for impulse purchases.

Low charges

Your shoppers have only just paid, yet the funds are already with you. The charges, which are low anyway, are only applied when a transaction is successful.

Overview of payment methods

Sign just one contract, offer all cards

You can of course accept all important credit and debit cards with Unzer. However, you do not have to. After all, you know better than anyone else which cards are particularly important for your markets and customers. Thanks to our modular system, you only pay for what you actually use.

Get everything integrated and working quickly

Integrate solutions individually

We offer you personal and individual consulting on how you can integrate our solutions optimally into your existing environment.

Integrate solutions quickly and conveniently

Our uncomplicated onboarding process familiarises you with our solutions quickly, so you can get everything up and running right away.

Frequently Asked Questions


What is a credit card?

Credit cards are primarily aimed at the consumer credit business. Each card holder is typically as-signed a spending limit based on their credit rating. Purchases made throughout the month are then charged together in a single transaction, generally at the end of that month.

What is a debit card?

Debit cards can be used wherever Visa or Mastercard are accepted. They are branded with a credit card logo. Unlike credit cards, however, the funds are debited from the linked bank account more or less immediately.

What is a consumer card?

What is a consumer card?

What are commercial cards, corporate cards or business cards?

A corporate card is a card given to employees of a company. These employees then use the card to pay for travel expenses or similar business-related costs. This allows all charges to be outsourced cleanly via a cost centre, which in turn lightens the bookkeeping workload. Corporate cards or com-mercial cards are subject to higher interchange fees, which are charged to the retailer.

What is 3D Secure for retailers?

3D Secure is a process intended to increase the security of online credit card payments. The credit card companies each have their own process for this, such as Verified by Visa, Mastercard Identity Check, Amex Safe Key, Diners Protect Buy, JCB J-Secure. Shoppers have to enter individual PINs/TANs here, the aim of which is to reduce payment defaults due to card misuse. With implementation of the Payment Services Directive 2 (PSD2) in September 2019, the process was extended to 3DS 2.0, which requires Strong Customer Authentication (SCA).

Stories unserer Kunden

Mehr Wissen.
Mehr Umsatz.